Your Financial Profile
yrs
$
$
Leave at $0 if you just want to know how much you need to retire. Only needed to calculate "years until retirement".
$
×
$4,200
Multiplier > 1 = safety buffer (e.g. ×1.1 adds 10% extra).
Household:
7%
Tip: S&P 500 averages ~10%/yr before inflation. A conservative estimate is 6–8%.
3%
Tip: Historically ~2–3%/yr. This erodes your purchasing power over time, so we account for it.
3%
Tip: Average salary growth is 3–5%/yr. Your savings contribution grows as income rises.
yrs
Your savings will be drawn down to $0 by this age. Plan conservatively!
Savings Rate
40%
Saving $2,800/mo
Progress to Retirement Target
—
of target reached
Target
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